High LTV and Negative Equity

Through our panel of lenders, we’re able to offer finance up to 150% loan to value, which can help customers in negative equity or to fund product sales.

Negative Equity solutions

If you have customers who are in negative equity with their current vehicle, we offer solutions that can finance their outstanding balance alongside their new car.

Through our extensive panel of lenders, we can finance up to 150% of the loan to value and enable your customers to incorporate their negative equity into their monthly payments.

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Financing product sales

If your customer isn’t able to pay up-front for their chosen add-on products, our high loan to value solutions are able to help. We have a number of lenders on our panel who will finance product sales as part of the agreement.

This solution helps you to ensure that your customers get their desired level of cover. Plus, it couldn’t be more straight-forward, simply select the add-ons your customer wishes to finance in your quotation and we’ll match them with the appropriate lender.

Key details

  • Give your customers the flexibility to repay their negative equity over their monthly payments.
  • Increase your sales by giving your customers a wide range of finance solutions.
  • Never miss an opportunity to sell add-on products.
  • Help your customers get their desired level of cover if they cannot pay up-front for their add-on products.
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What our dealers think

Kirstie Davidson
Kirstie Davidson
16/03/2024
No hassle, speedy, 5* service from start to finish. Henry was great, organising my finance and kept me informed the whole way. Thank you Henry for a stress free transaction.
Molly Barber
Molly Barber
11/01/2024
Was by far the easiest finance application I’ve ever done. Had a call from Tom about midday and by 3pm finance had been paid out and my new car can be collected tomorrow. Thank you so much!
Imran Mohammed
Imran Mohammed
05/09/2023
Love dealing with CCF. I've been doing business with them for a few years now and can't fault them. Such a seemless service. I gained my fca licence during covid time and whilst all the other brokers and finance companies were not taking on new biz ccf had time for me!!! Will always remember that! I deal with the business relationship manager Luke McCarthy and he's amazing always on hand to help me when I need it. The guys in head office are great too!!!! Would definitely recommend.
Zak Naeem
Zak Naeem
29/08/2023
Have worked with Matthew Jones for a few months now. Very good service, one of our fav finance reps. He’s always more than willing to go the extra mile to ensure a deal goes through smoothly and our customers are given the best possible service. Highly recommended the company but more importantly our finance rep Matthew.
Martin Cleland
Martin Cleland
08/07/2023
Superb level of customer service and professionalism from Steven Lowe at Connected Car Finance. Steven’s knowledge and experience helped me pick the right car and finance option for me….. he even dealt with all of the paperwork with the car dealership which made my life much easier! One extremely happy household!!! 5 star service from start to finish. 🌟🌟🌟🌟🌟
Chris Auld
Chris Auld
20/04/2023
An excellent finance company with an OUTSTANDING ACCOUNT MANAGER in JOHN CARR!!! Exceptional service every time!
Johnny Jordan
Johnny Jordan
20/04/2023
Highly recommend Connected car finance. A quick mention to Stuart for all his efforts. A friendly and professional approach.
Richard O'Neill
Richard O'Neill
20/04/2023
Great company to deal with. My account manager Ben Ward is always very helpful, he often goes above and beyond to make sure everything goes smoothly.
BARRY COSGROVE
BARRY COSGROVE
19/04/2023
We have using connected finance for about 12 months now . They are great to deal with , Good portal to Use , with a simple payout process . My rep Tom has been great to deal With and couldn’t do enough to get our deals over the line and Even some customers he has had to help with have made a point of saying how helpful he was when they were collecting their new car . Thanks guys
Omar Hussaini
Omar Hussaini
19/04/2023
Excellent service. Laura was fast and efficient. Would recommend.

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